The Fat Charley cocktail features the flavors of orange, coconut and banana with a touch of cranberry just to marry it all together. This cocktail has enough of a tropical feel that drinking it during winter can make you feel like you’re somewhere warm and balmy.
It’s a double – three ounces of alcohol – but it’s got five ounces of orange juice balancing that out, so it’s actually a drink you can pace yourself on. It’s perfect when you want to seriously relax and take it easy for a while.

What’s Great About It
The Fat Charley works because it’s got a bold, sweet flavor and it’s super simple to make. There’s no shaking or fancy techniques, and it’s easy to scale for a crowd. The coconut and banana notes give it a tropical quality, while the orange juice keeps it refreshing and light.
The splash of cranberry juice brightens and sharpens the sweetness so the drink isn’t cloying. And you can easily make substitutes like using aged rum instead of white.
Because it’s a long drink with five ounces of juice, it’s slower to drink and better for relaxed sipping rather than quick rounds. That makes it ideal for porch evenings, poolside afternoons, or a low-key house party where conversation is the priority.

What It Tastes Like
The Fat Charley opens with a dominant citrus note from the orange juice, and that bright acidity is what keeps the drink from being syrupy-sweet. The coconut rum adds a tropical sweetness.
Banana schnapps amplifies the tropical dessert vibe. And the white rum provides the mostly neutral kick while the splash of cranberry juice does important balancing work. The small amount of it isn’t distinct from the rest but it adds a hint of tartness.
If you use fresh orange juice – and you should! – it’ll have a livelier citrus taste, and you can control whether you include pulp or not. The high juice to spirit ratio makes it feel refreshing rather than boozy.
Equipment & Glassware
You don’t need much to make a Fat Charley.
If you’d like a slightly more theatrical presentation, garnish with an orange wheel or a maraschino cherry. A paper umbrella fits the tropical vibe too.
Pro Tips
Use fresh orange juice whenever possible. Taste as you go: start with the recipe proportions but adjust the banana schnapps down if you find it too sweet.
If you want a slightly more complex base, swap half the white rum for aged rum. That won’t change the tropical profile much but will add subtle vanilla and oak notes. For a lighter version, reduce each spirit by half an ounce and top with club soda for a fizzy, lower‑alcohol spritz.
When making a pitcher, combine the spirits in the pitcher and chill. Add orange juice just before serving and pour over ice; this prevents the juice from oxidizing and keeps the presentation bright. Keep the cranberry to a small measuring cup and let guests add their own splash if they like a tangier profile.
If serving outdoors in warm weather, use larger ice or pre‑chilled glasses to slow dilution. Garnish sparingly: an orange wheel, thin banana slice, or a maraschino cherry works. If you like showmanship, a small paper umbrella is fun, but keep it optional.
When to Serve
The Fat Charley is best when you want relaxed sipping rather than bar‑style rounds. It’s a natural pick for late afternoon porch time, small backyard get‑togethers, tropical theme nights, or casual brunches when guests want something easy and fruity. It also works well at pool parties and beach picnics because it drinks like a long, thirst‑quenching beverage.
Because it’s relatively sweet, it’s less suited to formal dinner parties where savory or bitter aperitifs might be more appropriate. Be aware this drink is deceptively strong and designed for lingering over. Serve with light snacks or fruit platters rather than heavy foods that clash with the coconut and banana.
Similar Cocktails
Ingredients
- 1 ounce white rum
- 1 ounce Malibu coconut rum
- 1 ounce banana schnapps
- 5 ounces orange juice
- splash of cranberry juice
Instructions
- Pour the rums and schnapps into a collins glass filled with ice cubes.
- Pour in the orange juice, followed by the splash of cranberry juice on the top.
- Stir it up and serve.


